Step-by-Step: Crack CFA or CPA Exams with an Online BCom Degree in India (Prep Tips & Success Rates)


Choosing the right undergraduate degree is the first and most important step for students who dream of building a successful career in finance or accounting. Bachelor of Commerce (B.Com) is one of the most versatile and globally accepted degrees that builds a strong foundation in commerce, finance, and business principles.
Marwadi University Online offers a UGC-entitled 3-year Online B.Com degree designed especially for students who want flexibility without compromising on academic quality. The program covers core subjects like Financial Accounting, Corporate Finance, Business Economics, Cost Accounting, Taxation, and Auditing, which are directly aligned with the syllabus of CFA and CPA exams.
For students aiming to crack CFA (Chartered Financial Analyst) or CPA (Certified Public Accountant), a strong conceptual base is non-negotiable. An online B.Com from Marwadi University helps students understand finance and accounting concepts step by step, making professional exam preparation more structured and less stressful.
What makes Marwadi University Online stand out is its industry-relevant curriculum, experienced faculty, and learner-friendly digital platform. Students can study at their own pace, revise concepts multiple times, and simultaneously prepare for competitive global certifications like CFA and CPA.
A B.Com graduate from Marwadi University Online is not limited to just one career path. With the right guidance and preparation, students can pursue CFA, CPA, CA, CS, or even move into roles like Financial Analyst, Investment Banker, Auditor, Risk Consultant, or Global Accounting Professional.
This blog explains how an Online B.Com from Marwadi University supports CFA and CPA preparation, why it is a smart choice for working students and aspirants, and how you can plan your journey step by step toward international finance certifications.
What is a Chartered Financial Analyst (CFA)?
The Chartered Financial Analyst (CFA) is one of the most respected and globally recognised certifications in the finance industry. Offered by the CFA Institute (USA), this qualification proves your expertise in investment management, financial analysis, equity research, and portfolio management.
For students pursuing an Online B.Com from Marwadi University, CFA acts as a career accelerator. It adds international credibility to your degree and opens doors to high-growth finance roles—not just in India, but worldwide.
CFA professionals are trusted with big financial decisions, and that trust brings strong career growth, respect, and long-term stability.
CFA Exam Eligibility (Perfect Fit for Online B.Com Students)
The CFA Institute has clear eligibility rules, and the good news is Online B.Com students from Marwadi University fit in well.
You can register for the CFA exam if you meet any one of the following conditions:
You have completed a Bachelor’s degree (including Online B.Com from a UGC-recognised university like Marwadi University)


You are in the final year of your B.Com degree


You have 4 years of relevant professional work experience


You must have English proficiency and a valid passport


This flexibility allows Marwadi University Online B.Com students to start CFA preparation early, without waiting years after graduation.
CFA Exam Structure (What You Need to Prepare For)
The CFA exam has three levels, and each level builds your confidence and expertise step by step:
CFA Level I – Foundation Stage
Focuses on basic finance, economics, accounting, and ethics
Pass rate: 40%–45%
Ideal to attempt during or soon after your Online B.Com


CFA Level II – Application Stage
Tests real-world application of financial concepts
Pass rate: 40%–50%
Requires deeper understanding and practice


CFA Level III – Strategy & Leadership Stage
Focuses on portfolio management and wealth planning
Includes essay-type questions
Pass rate: 50%–55%
CFA is challenging, but not impossible. With strong self-study habits, discipline, and the flexible learning environment of Marwadi University’s Online B.Com, students can balance degree studies and CFA preparation effectively.
CFA Career & Salary in India

A CFA certification significantly boosts your earning potential and career scope.
Popular CFA Job Roles:
Financial Analyst
Investment Banker
Portfolio Manager
Equity Research Analyst
Financial Consultant
Average CFA Salary in India:
Entry to mid-level: ₹6–8 LPA
Experienced professionals: ₹12–20 LPA or more
When combined with an Online B.Com from Marwadi University, CFA gives you both academic foundation + global professional recognition a combination recruiters value deeply.
What is a Certified Public Accountant (CPA)?
A Certified Public Accountant (CPA) is one of the most respected global accounting qualifications, especially for students who want international careers in accounting, auditing, finance, and taxation.
For Indian students, CPA is awarded by the American Institute of Certified Public Accountants (AICPA) and has become increasingly popular since 2021, as more global companies started hiring CPA-qualified professionals from India.
If you are pursuing an Online BCom degree from Marwadi University, CPA can be a powerful next step to build a global accounting career without leaving India.
Why CPA Makes Sense for Marwadi University Online BCom Students
Many students choose Marwadi University Online BCom because it offers:
Flexibility to study from anywhere
Strong foundation in accounting and finance
Time to prepare for professional courses alongside graduation
This flexibility is ideal for CPA aspirants because:
You can study for CPA along with your Online BCom
Your degree builds the core accounting knowledge needed for CPA
You save time and cost compared to traditional pathways
For students dreaming of international exposure, higher salary, and global recognition, CPA is a smart choice.
CPA Exam Eligibility (Explained Simply)
To appear for the CPA exam, candidates generally need:
A Bachelor’s degree in Accounting or a related field (like Online BCom from Marwadi University)
A total of 150 credit hours (this can be completed through graduation & additional qualifications)
1–2 years of relevant work experience (depends on the U.S. state board)
Many Indian students start CPA preparation during or immediately after Online BCom, and complete remaining requirements gradually.
CPA Examination Structure
The CPA exam must be cleared within an 18-month window and consists of four sections:
AUD: Auditing & Attestation
Focuses on audit processes, ethics, and compliance.


BEC: Business Environment & Concepts
Covers business strategy, economics, and financial management.


FAR: Financial Accounting & Reporting
The most detailed section, based on accounting standards and reporting.


REG: Regulation
Includes taxation, business laws, and ethics.
With proper planning, Online BCom students from Marwadi University can prepare step-by-step without academic pressure.
CPA Registration Process (Step-by-Step)
The CPA registration process is completely online, making it convenient for Indian students:
Apply for international credential evaluation
Submit academic documents to NASBA
Receive eligibility confirmation
Register for exam sections and pay fees
Schedule and appear for exams
This structured process allows Online BCom students to plan their CPA journey confidently.
Career Opportunities After CPA
After becoming a CPA, students can work in:
Public accounting firms
MNCs and global corporations
Consulting firms
Government and regulatory bodies
Non-profit organizations
Popular job roles include:
Financial Analyst
Auditor
Tax Consultant
Accounting Manager
Chief Financial Officer (CFO)
CPA Salary in India (Reality Check)
Due to high demand and limited qualified professionals, CPAs enjoy strong salary growth in India:
Entry-level CPA: ₹6–8 LPA
Mid-level CPA: ₹12–20 LPA
Senior roles: Even higher with experience
For students from Marwadi University Online BCom, CPA opens doors to financial stability, respect, and global career growth.
Why CPA & Online BCom is a Smart Combination
Choosing an Online BCom from Marwadi University while preparing for CPA allows students to:
Learn at their own pace
Avoid career gaps
Build international credentials early
Reduce overall education cost
It’s not just about exams it’s about building a future that gives you confidence, freedom, and recognition.
CFA vs CPA: Which One Should You Choose After Online BCom?
If you are pursuing an Online BCom from Marwadi University and planning a professional certification, CFA and CPA are two of the most respected global options.
Both offer strong career growth, but their career paths are very different.
Understanding this difference early can save you time, money, and confusion.
Key Differences Between CFA and CPA

Aspect
CFA
CPA
Area of Focus
Focuses on investment analysis, portfolio management, equity research, and ethics
Focuses on accounting, auditing, taxation, compliance, and financial reporting
Best Suited For
Students interested in finance, stock markets, investments, and wealth management
Students interested in accounts, taxation, audits, and corporate finance roles
Job Roles
Financial Analyst, Investment Banker, Portfolio Manager, Equity Research Analyst
Accountant, Auditor, Tax Consultant, Financial Advisor, Accounting Manager
Exam Structure
3 levels (Level I, II, III) cleared sequentially
4 sections (AUD, BEC, FAR, REG) cleared within 18 months
Professional Body
Conducted by the CFA Institute (USA)
Certified by AICPA (USA)
Skillset Required
Strong analytical thinking, quantitative skills, and financial modeling
Strong accounting knowledge, taxation laws, and compliance understanding
Difficulty Level
Conceptually intense with long study hours
Technically detailed but structured
Salary Potential
Higher earning potential in investment and leadership finance roles
Stable and competitive salaries in accounting, audit, and corporate roles


CFA or CPA – Which Is Better for You?
There is no “better” certification, only the right one for your career goal.
Choose CFA if you:


Love finance, numbers, and market analysis
Want to work in investments, asset management, or global finance firms
Are ready for deep analytical and long-term study

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ELON JUST CALLED THE EU'S BLUFF - OPEN SOURCING X'S ALGORITHM IN 6 DAYS

@ElonMusk is making X's entire recommendation algorithm public January 17th. Every line of code showing what posts you see and why.

Then updating it every 4 weeks with developer notes.

This is a direct response to France classifying X as an "organized gang," the same legal designation they use for drug cartels and mafia, so they could wiretap employee phones and demand algorithm access.

The EU wants control over what people see online. They fined X $140 million last month, launched probes into "algorithm abuse," and demanded researchers get data access. France wants "experts" to analyze X's code to "uncover the truth" about the platform.

Elon's response: "You want the algorithm? Here's the algorithm. Everyone gets it."

This is 4D chess. EU regulators wanted private access to modify and control.

Instead they're getting public disclosure they can't manipulate. Every competing platform, every researcher, every government on Earth gets the same code at the same time.

You can't secretly pressure someone to censor when the censorship mechanism is open source.

My prediction: EU loses its mind, threatens more fines.

Elon doesn't care. Other platforms forced to follow or look like they're hiding something.

If that's not a classic Elon, what is?

Source: ZeroHedge, Epoch Times

ELON HA APPENA SVELATO IL BLUFF DELL'UE: L'ALGORITMO DI X È OPEN SOURCE IN 6 GIORNI

@ElonMusk renderà pubblico l'intero algoritmo di raccomandazione di X il 17 gennaio. Ogni riga di codice mostra quali post vengono visualizzati e perché.

Poi lo aggiornerà ogni 4 settimane con le note degli sviluppatori.

Questa è una risposta diretta alla Francia che classifica X come "gang organizzata", la stessa definizione legale che usano per i cartelli della droga e la mafia, in modo da poter intercettare i telefoni dei dipendenti e richiedere l'accesso all'algoritmo.

L'UE vuole il controllo su ciò che le persone vedono online. Il mese scorso ha multato X di 140 milioni di dollari, ha avviato indagini su "abuso di algoritmi" e ha chiesto ai ricercatori di ottenere l'accesso ai dati. La Francia vuole che "esperti" analizzino il codice di X per "scoprire la verità" sulla piattaforma.

La risposta di Elon: "Volete l'algoritmo? Ecco l'algoritmo. Lo capiscono tutti."

Questo è scacchi 4D. Le autorità di regolamentazione dell'UE volevano un accesso privato per modificare e controllare.

Invece ottengono una divulgazione pubblica che non possono manipolare. Ogni piattaforma concorrente, ogni ricercatore, ogni governo sulla Terra riceve lo stesso codice contemporaneamente.

Non si può fare segretamente pressione su qualcuno per censurare quando il meccanismo di censura è open source.

La mia previsione: l'UE perde la testa e minaccia altre multe.

A Elon non importa. Altre piattaforme sono costrette a seguire o a dare l'impressione di nascondere qualcosa.

Se questo non è un classico Elon, cos'è?

Fonte: ZeroHedge, Epoch Times

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"L'incidenza della SIDS è "SCOMPARSA" in Giappone dopo l'innalzamento dell'età vaccinale a 2 anni."
Dott. Pierre Kory, MD

Nel 1981, il Giappone ha posticipato la vaccinazione contro la pertosse (DTaP) fino all'età di 2 anni.

La mortalità infantile in Giappone è la più bassa al mondo, mentre gli Stati Uniti sono al primo posto per numero di decessi.

Negli anni '70, due decessi infantili sono stati collegati al vaccino contro la pertosse a cellule intere (DTwP). Ciò ha suscitato preoccupazione nell'opinione pubblica e il governo giapponese ha sospeso la vaccinazione di routine contro la pertosse.

Il governo ha poi introdotto il vaccino contro la pertosse acellulare (DTaP) nel 1981, per i bambini dai due anni in su.

Nel 1993, il Ministero della Salute, del Lavoro e del Welfare giapponese interruppe l'uso del vaccino combinato contro morbillo, parotite e rosolia (MPR) a causa di un'elevata incidenza di reazioni avverse, in particolare meningite asettica che provocò gravi lesioni e decessi.

Il Giappone attualmente offre vaccini monovalenti separati contro morbillo e rosolia. E non ha mai più reintrodotto il vaccino contro la parotite o il MPR combinato.

Nel 1994, la legge giapponese sull'immunizzazione fu rivista, trasformando tutte le vaccinazioni infantili da obbligatorie a "raccomandate" o volontarie.

Questa modifica politica significò l'eliminazione delle sanzioni per la mancata vaccinazione e il programma passò dalle vaccinazioni di massa presso i centri sanitari pubblici alle vaccinazioni individuali da parte di medici privati.

La modifica del 1994 rappresenta uno spostamento dell'enfasi politica dal dovere civico al rispetto della volontà individuale e al processo di consenso informato.

Il tasso di mortalità infantile negli Stati Uniti è "sproporzionatamente" più alto rispetto ad altri 16 Paesi...
Secondo i Centers for Disease Control and Prevention (CDC), nel 2022 il tasso di mortalità infantile negli Stati Uniti era di 5,6 decessi ogni 1.000 nati vivi.

I bambini negli Stati Uniti muoiono a tassi più elevati rispetto ai loro coetanei in altri 16 Paesi ad alto reddito. Il tasso di mortalità infantile in Giappone è tra i più bassi al mondo, con 1,7 decessi ogni 1.000 nati vivi.

Il tasso di mortalità infantile negli Stati Uniti è il triplo.

Dott. Paul Thomas, pediatra e autore del libro "Vax Facts"...
"Oltre 20.000 neonati muoiono ogni anno negli Stati Uniti, con un tasso di mortalità infantile complessivo di 5,6 decessi ogni 1.000 nati vivi. Il CDC classifica la SIDS come terza causa di morte, dopo difetti congeniti e parto pretermine, con 1.389 casi.

"I decessi che un tempo venivano classificati come indotti post-vaccino oggi sono classificati come 'sconosciuti'."

"Quando un neonato muore, indipendentemente da quanto tempo dopo la vaccinazione, medici legali e patologi non hanno più codici di decesso correlati al vaccino disponibili come opzioni; quel codice ICD è stato rimosso, quindi questi decessi vengono codificati come SIDS, sconosciuti o soffocamento."

"I pediatri non sono informati sul nesso causale tra morte infantile, vaccini e adiuvanti di alluminio che bloccano il centro respiratorio del cervello, quindi anche quando si verifica chiaramente, non lo fanno." riconoscerlo."

Ricerca citata linkata qui sotto nelle risposte...

"The Incidence of SIDS ‘DISAPPEARED’ In Japan After Raising The Age of Vaccination To 2yrs Old."
Dr Pierre Kory, MD

In 1981, Japan Delayed The DTaP Vaccine Until Children Were 2yrs old.

Japan's Infant Mortality Is The Lowest In The World, While The US Ranks #1 In Deaths.

In the 70s, 2 infant deaths were linked to the whole-cell pertussis vaccine (DTwP) caused public concern, the Japanese government suspended routine DTwP vaccination.

The government then introduced the acellular pertussis vaccine (DTaP) in 1981, for children aged two years & older.

In 1993, Japan's Ministry of Health, Labor & Welfare discontinued the use of the combined measles, mumps & rubella (MMR) vaccine due to a high incidence of adverse reactions, specifically aseptic meningitis that resulted in major injury & deaths.

Japan currently offers separate monovalent measles & rubella vaccines. And never re-introduced mumps vaccine or combination mmr again.

In 1994, Japan's Immunization Act was revised, changing all childhood vaccinations from mandatory to "recommended" or voluntary.

This policy change meant that there were no longer penalties for not vaccinating & the program shifted from mass immunizations at public health centers to individual vaccinations by private physicians.

The 1994 change represents a shift in policy emphasis from a civic duty to respecting the individual's will & the informed consent process.

U.S. Infant Mortality Rate Is ‘Disproportionately’ Higher Than 16 Other Countries...
Infant mortality rates in the U.S. as of 2022 are 5.6 infant deaths per 1,000 live births, according to the Centers for Disease Control and Prevention (CDC).

Children in the U.S. are dying at higher rates than their peers in 16 other high-income countries. The infant mortality rate in Japan is among the lowest in the world at 1.7 deaths per 1,000 live births.

The United States infant mortality is triple that rate.

Dr. Paul Thomas, MD Pediatrician & author of the book, 'Vax Facts'...
“Over 20,000 infants die in the USA annually, for an overall infant mortality rate of 5.6 deaths per 1,000 live births. The CDC lists SIDS as the number three cause of death, following birth defects and preterm birth, with 1,389 cases.

"Deaths that used to be classified as post vaccine induced are classified ‘unknown’ these days."

"When an infant dies, no matter how soon after vaccination, coroners & pathologists do not have any codes for vaccine-related death available as options anymore, that ICD code was removed, so these deaths are coded as SIDS, unknown, or suffocation."

"Pediatricians are not educated about the causal link between infant death, vaccines & aluminum adjuvants shutting down the breathing center of the brain, so even when it clearly occurs, they don’t recognize it."

Cited research linked below in replies...

Source: https://x.com/ValerieAnne1970/status/2005223552539033608?t=vPk-7iBdyQnrdURA3PP5lw&s=19

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