Are you running a small or medium-sized business? And you want to scale up your business, but several times you lag in government schemes, and sometimes you face problems in loan approval. Udyam Registration is crucial for your MSME to overcome this. In this article, we will learn about the MSME registration process and how you get the Udyam certificate.

To help MSMEs, the government has created a dedicated portal for MSMEs—that is, the Udyam registration portal, where you can register from the comfort of your home.

Why is a Udyam Certificate Necessary?

Many MSME owners think, 'Do we really need to register our MSME on the Udyam portal?' Let's understand why the Udyam Certificate gives an edge to MSMEs.

Having a Udyam Certificate provides you with the following benefits:

• Easier access to bank loans — at lower interest rates

• Priority in government tenders

• Discounts on electricity bills

• GST and tax relief

• Advantages of credit guarantee schemes

• Legal protection in case of delayed payments

Simply put, this certificate identifies your business and opens doors to government schemes.

How are MSME categories determined in 2026?

MSME criteria were decided upon based on investment and turnover of their business:

• Micro Enterprise: Investment up to ₹2.5 crore and turnover up to ₹10 crore.

• Small Enterprise: Investment up to ₹25 crore and turnover up to ₹100 crore.

• Medium Enterprise: Investment up to ₹125 crore and turnover up to ₹500 crore. 

If your business falls within these limits, you are eligible for registration.

What is required for Udyam registration?

Have these things ready before registration:

• Aadhaar Card (Business Owner's)

• PAN Card (Business or Personal)

• GST Number (if applicable)

• Bank Account Details

• Business Information — Name, Address, NIC Code

You need only these to register on the Udyam portal.

Step-by-Step MSME Registration Process and How to Get a Udyam Certificate?

Step 1 — Open the portal

Open the Udyam Registration Portal on your phone or computer.

Step 2 — Click on "New Udyam Registration".

You will see options on the homepage. If you are registering for the first time, click on the "New Udyam Registration" option.

Or if you want an instant Udyam certificate, you can also click on "Instant Udyam Services".

Step 3 — Aadhaar Verification

Enter your Aadhaar number and name.

Step 4 — PAN Verification

Followed by Aadhaar, enter your PAN card details. The system will automatically verify it.

Step 5 — Enter Business Details

Now enter your business details:

• Business Name

• Business Type (Manufacturing or Service)

• Address

• Bank Details

Step 6 — Submit

After entering all the information, click "Final Submit". Confirm with an OTP.

Step 7 — Download the Certificate

Upon submission, your Udyam Registration Number will be generated. The certificate will be sent to your email and can also be downloaded from the portal.

To download the certificate, go to the “Download Udyam Certificate” section on the same portal.

You can also see the Udyam Registration Certificate Sample from the same portal.

Important things to remember

Do not enter incorrect information — this may result in cancellation of registration.

• Select the correct NIC code to determine your business category.

• Only one registration per Aadhaar. Do not apply twice.

• Registration is valid for life; there is no need to renew it.

Last thing

The MSME registration process, or Udyam registration, is simple, and it also strengthens the identity of your small business. With the Udyam registration certificate, the government will continue to support MSMEs through loans, subsidies, and government contracts in 2026.