At Dental Reviewed, we believe that transparency in pricing is just as critical as the quality of the handpieces or curing lights we evaluate. For dental professionals, explaining costs to patients is a daily necessity; for patients, understanding those costs is the first step toward better oral health.

As we move through 2026, the cost of a cavity filling is no longer a "one-size-fits-all" figure. It is influenced by material innovation, the complexity of the restoration, and regional overhead. Here is a professional breakdown of what you can expect to pay—and why.

The Cost Breakdown by Material

The primary driver of cost is the restorative how much does it cost to get a cavity filled. Each has a different price point based on the technology required for placement and the longevity it offers.

1. Silver Amalgam

While becoming less common in aesthetic-focused practices, amalgam remains the most budget-friendly and durable option for posterior molars. Its lower price reflects a faster application process and lower material costs.

2. Composite Resin

The current industry standard, composite resin offers a tooth-colored finish. The cost is slightly higher than amalgam ($200 on average) because it requires a more technique-sensitive approach, including acid etching, bonding agents, and incremental light-curing.

3. Gold and Porcelain

These are "indirect" restorations. Because they are custom-fabricated in a dental lab using CAD/CAM technology or traditional casting, the price jumps significantly. They are premium investments designed to last 15 to 20+ years.

Key Factors Influencing the Final Bill

It’s rarely just about the material. When you receive a quote, several clinical variables are at play:

• Number of Surfaces: A "one-surface" filling (on the biting surface only) is significantly cheaper than a "multi-surface" filling that involves the distal or mesial sides of the tooth. More surfaces mean more material and more complex shaping.

• The "Tooth Tax": Filling a front tooth often requires specialized "flowable" composites and high-level polishing for aesthetics, which can command a premium. Conversely, hard-to-reach wisdom teeth may incur higher fees due to the difficulty of access.

• Technology & Expertise: Practices utilizing advanced isolation techniques, like rubber dams, or high-magnification diagnostics often charge more to cover the increased quality of care and equipment overhead.

Pro Tip: "Price shopping" can be risky. A cheap filling often skips critical steps like proper occlusal adjustment or high-end bonding, which can lead to secondary decay and a much more expensive root canal later.

The Role of Insurance

In 2026, most dental insurance plans still categorize fillings as "Basic Restorative" services. Typically, insurance covers 50% to 80% of the cost after your deductible is met. However, be aware of "downgrades"—some insurers will only pay for the cost of an amalgam filling even if you choose composite, leaving you to pay the difference.

Final Thoughts

Investing in a quality filling today prevents the $1,500 crown of tomorrow. Whether you are a clinician looking for the best materials or a patient looking for a fair price, the focus should always be on long-term value over the lowest sticker price.