Lot Loans: The Messy, Real-World Way People Buy Land (and What a...

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2026-02-12 09:24:17 -

Lot Loans: The Messy, Real-World Way People Buy Land (and What a Mortgage Loan Has to Do With It)

Buying land sounds simple. Find a piece of dirt you like, pay for it, done. But once you get into it, lot loans make things weird fast. It’s not like buying a house. Banks don’t see raw land the same way they see a place with walls, plumbing, and a roof. Dirt doesn’t make monthly payments on time. So the rules change. A lot of folks come in thinking they’ll just grab a...

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