Land Loans and IRA Loans: Two Ways People Actually Buy Dirt (and...

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2026-02-12 03:53:37 -

Land Loans and IRA Loans: Two Ways People Actually Buy Dirt (and Why It’s Harder Than It Looks)

Buying land sounds simple. Just dirt, right? No walls, no roof, no plumbing. But once you start digging into financing, it gets weird fast. Banks treat land loans differently. And then there’s the whole idea of using an IRA loan to help pay for property, which feels like a loophole until you realize it comes with rules. A lot of rules. People don’t talk about this stuff much...

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